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Finance Magnates article: EU reporting rules, an unnecessary duplication and burden for firms, ESMA consulted to streamline rules
Reporting obligations under EMIR, MiFIR, and SFTR have become increasingly complex and costly, often requiring the same trade to be submitted multiple times through different formats and channels, burdening especially small firms and occasional traders. ESMA’s June 2025 consultation aims to address these inefficiencies and simplify financial reporting across the EU. MAP FinTech is proud […]
European Commission adopts delegated regulation requiring a review of countries that may pose a threat to the EU financial system
On 8 July 2025, the European Commission adopted a Delegated Regulation that introduces a review clause requiring an independent assessment of countries that may pose a threat to the EU financial system. The regulation is set to enter into force on 10 September 2025, twenty days after its publication in the Official Journal of the […]
ESMA updates guidelines on cloud outsourcing in line with DORA
On 11 July 2025, the European Securities and Markets Authority (ESMA) published its Final Report updating the Guidelines on outsourcing to cloud service providers (CSPs), to align with the Digital Operational Resilience Act (DORA), which came into effect on 17 January 2025. The Impact of DORA on Cloud Outsourcing The previous 2020 guidelines (referred to […]
ESMA publishes guidelines on knowledge and competence of staff providing information on crypto-assets
On 11 July 2025, the European Securities and Markets Authority (ESMA) published guidelines outlining the criteria for assessing the knowledge and competence of staff at crypto-asset service providers (CASPs), who provide information or advice under the Markets in Crypto-Assets Regulation (MiCA). The guidelines provide clarity on the minimum level of knowledge and competence required of […]
EBA Opinion on the interplay between PSD2 and MiCA in relation to CASPs that transact EMTs
On 10 June 2025, the European Banking Authority (EBA) issued an Opinion (No Action letter) clarifying the interplay between Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA) and Directive (EU) 2015/2366 on Payment Services in the internal market (PSD2), in relation to Crypto-Asset Service Providers (CASPs) that transact with Electronic Money Tokens (EMTs). Brief […]
CySEC Adopts ESMA Guidelines on Crypto-Assets Classification
The Cyprus Securities and Exchange Commission (CySEC) has issued Circular C715, announcing the adoption of ESMA’s Guidelines on the conditions and criteria for the qualification of crypto-assets as financial instruments, under the Markets in Crypto-Assets Regulation (MiCA). These Guidelines, issued by ESMA on 19 March 2025, aim to create a consistent and harmonised approach across […]